Travel Insurance

In my book, travel insurance is a non-negotiable necessity for any frequent traveler. I've been on enough trips — and heard enough horror stories — to know that it's not just a nice-to-have. It's the thing between a bad day and a financial catastrophe.

I started buying annual travel insurance long before I ever became a travel advisor — just as someone who travels a lot and wanted reliable peace of mind. One of the biggest reasons I chose the provider I did: when COVID hit, most travel insurance policies offered zero coverage for pandemic-related expenses. But Allianz had an Epidemic Coverage Endorsement that actually reimbursed trip cancellations, delays, and emergency medical costs tied to COVID-19. Since then, I've repeatedly found Allianz to be the most reliable, comprehensive, and easy-to-work-with travel insurance company on the market. For those looking for an annual plan, this is what I always recommend. While my pricing for Allianz insurance is pretty much the same as buying directly through them, I ask that you please book through me if you're booking any travel through me — as I then get paid a commission by Allianz (and it helps keep most of my planning services free).

For those booking cruises or safaris or other multi-day packages, that provider may also offer their own insurance at an additional cost. If you don't carry annual travel insurance, I always find these to be worth the cost — as their coverage and terms are usually incomparable. If you already have annual travel insurance, this could be worth a conversation.